Personal Finance
Finances are an intergral part of daily living and can affect us either postively or negatively. Our commitment to becoming self-reliant financially begins with knowledge. Otis Collier unfolds an array of practical and straightforward advice on how you can become a good steward of your resources. Your decision to learn these principles may be one of the most important decisions of your life.
Personal Finance
You can become a financial success (or failure) regardless of your income level. This dispells the belief that financial success is achieved by acquiring a certain wage. The true meaning of financial success is learning how to achieve maximum benefit from your current limited financial resources. Essentially this means to take the litte that you have and to be able to grow it into something much larger.
You have the ability to become financially successful. Mastering personal finances does not require that you know an array of complex mathematical formulas. Nor does it require that you posses any advanced degree. In fact, a great deal of your wealth can be created with just a simple plan. The basic ingredients are: Plan, Save, Invest, and Compound.
Becoming financially successful is a process. It is not a end result but rather a method of following a series principles which include: goal setting, game plan creation, acting on and adhering to your game plan, and frequently measuring your results.
Across America, schools graduate children into the world with little to no personal finance training. Our children know the date Christopher Columbus discovered America but they do not know how to balance a checkbook. The school system has left personal finance training up to the parents. This in itself would be okay IF parents had a strong understanding of the subject; unfortunately most don’t.
Our personal finance training course is unique in that it offers training not found anywhere else. This holistic training covers every aspect of personal finances. You will learn how to:
- Set financial goals
- Develop a financial management system
- Create and understand financial statements
- Formulate a budget
- Manage cash flow
- Control consumer credit spending
- Become debt-free
- Improve your credit score
- Negotiate car purchases
- Legally minimize the taxes you pay
- Protect your financial assets
- Research and invest in stocks
- Trade stock options
- Teach your children personal finances